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OR VIBER/ WHATSAPP US ON: +880 18 2200 2300

Need Help? Call Us: +880.2.967.7455

OR VIBER/ WHATSAPP US ON: +880 18 2200 2300

শর্তাবলী

Hello and welcome to takabazar.com. Please take the time to read these terms and conditions carefully because you should not use this website unless you agree to these general terms and conditions and our privacy policy.

  1. The definitions of the terms that are used frequently hereinafter in this Agreement are delineated hereunder:

    "Terms" or "Agreement" mean our terms and conditions of use.

     

    The terms "we," "us," or "our" mean Financial Information Network Limited, a private limited company, and its legal subsidiaries and affiliates.

    "Site" means takabazar.com or our other websites and related applications.

    The terms "you" or "your" refer to any person who accesses and uses our Site.

    The term "Services," means, collectively, our various websites, products, widgets, applications, software, email notifications and other mediums, or portions of such mediums, through which you have accessed this Agreement.

    The term "Forums" means, collectively, forum, social media, blogs, messaging and any other communication systems that we provide.

    "User Generated Content" refers to any information, rating or statement made by users of our Services through Forums.

    The term "Proprietary Marks," mean, collectively, our trade names, service names, trademarks, service marks, logos, original arts, graphics, coding of web pages, page styles, page headers, button icons, scripts, and other distinctive brand features.

    The term "Partners" means, collectively, banks, non-bank financial institutions, insurers, other institutions, agents and content providers that we have partnered with.

    "Your Information" means any information that you provide us about you, which may be of a confidential nature and may include personal identifying information, financial and/or other information, to use our certain Services.

    "Privacy policy" means our privacy policy as articulated in this Site

  2. Our Services are directed to Bangladeshi users, either resident or non-resident, unless otherwise specified for specific items posted on the Site.
  3. Please read these Terms before using our Site. By accessing or using our Services, you understand and are agreeing to be bound by these Terms. If you do not accept the Terms you shouldn't use the Services.
  4. In case you are unsure about any aspect of these Terms, or have any questions regarding our relationship with you, please contact us.
  5. We recommend you print out a copy of these terms for your future reference.
    Takabazar.com is wholly owned by Financial Information Network Limited, which is a private limited company registered in Bangladesh under The Companies Act, 1994 (Act XVIII of 1994) and owned by a number of resident and non-resident Bangladeshis. It is a brainchild of one the sponsors of the company.
  1. We promote your rights to information: Access to information is your right in terms of section 4 of the Right to Information Act, 2009. Our Services include sharing financial information and we promote your rights to information.
  2. We help you save time and money: We offer an independent and online comparison services in regard to a variety of financial, insurance and other products and services of concerned institutions in Bangladesh. By bringing all the necessary information together in one place we save your time and money and help you find the right product at the best price. The information that we post on our Site is a great starting point for your further research into what suits your particular financial needs.
  3. We deliver your ideal institutions to you: When you make your own choice about any product that suits you best you will find the option to apply for any such products using our Services. Once you apply you will get quick approval from the concerned institution subject to meeting eligibility criteria and fulfilling certain conditions.
  4. We act as your financial assistant: We offer several other services including reminder, prize bond winning notification, writing letter to your banker for various purposes, bank branch and ATM locator etc. We turn off your headache by acting as your financial assistant.
    Please be informed that the information and contents posted on our Site neither constitute any form of recommendation, advice, representation, or endorsement by us nor intended to be relied upon by you in making or refraining from making any specific financial or other decisions. We post financial information of products and services on our Site offered by companies with an aim to help you make informed decisions. We usually don't vet them on customer service or investigate their strength based on financial information.
  1. Bona fide use:You must not do anything to disrupt or damage our Services and you must not use our Services in a way that may cause a nuisance to others. You are not allowed to scrape or modify our Services and do anything that may affect the security of our Site or any information or content stored within it.

     

  2. Personal use: You shall ensure any content you print, download or copy from our Site is solely for your personal and private use. You must not use or encourage others to use our Services or any of their contents for your or their commercial gain or in a way that could damage our reputation. Moreover, you cannot use our Services to create, update or amend your own or other's databases. You must not use any robot, scraper, spider, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor our Services or their content, or permit to be made any bulk downloading or storage of data from our Site. You agree that we reserve the right to take steps, including legal action, against any person or company who uses our Site or Services for commercial use or in any other unauthorized manner.

     

  3. Link to our Site:We encourage you to link to any of our web pages, provided you do so responsibly in a fair and reasonable manner without damaging our reputation or taking unfair advantage of it and if you are asked to remove or change a link to our Site, you do so immediately. You must not create the impression that there is any approval, endorsement or association by or with us. Moreover, the website you are linking from must not contain any offensive, obscene or defamatory material, and must not infringe someone else’s copyright, trademarks etc. You must not include more than one link to our Site on any one of your web pages without obtaining our express written permission. If anyone clicks, such link must open our Site in a new page and not within a frame on your website.

     

  4. Holding right to access:You acknowledge and agree to refrain from using our Services to make any fraudulent applications and/or unlawful attempts for any purposes. You shall not be permitted to defame, abuse, harass, offend or threat any person or establishment through the use of our Services. We reserve the right to cease your right to access and use our Services in the event of any of your action that violates the Terms and/or the Privacy Policy; restricts, inhibits or prevents any access, use or enjoyment of our Services.

     

  1. Accuracy: We will aim to make all reasonable efforts to keep the information on this Site as accurate as possible. Please be informed that all information is either sourced from the public domain or is collected from or provided by our Partners, and there are risks - outside our control - that information or other contents may be recorded incorrectly or omitted from the Site. We do not guarantee that rates, fees, quotes, terms, coverage or services posted on our Site are accurate and the best available.

     

  2. Availability: We will strive to ensure our Services are fault-free and available around the clock, but there may be times when, unfortunately, they will not be. Your access and use of our Services may be interrupted from time to time for reasons including, without limitation, periodic updating, malfunction of equipment, maintenance or repair of our Services or other actions that we, in our sole discretion, may elect to take. However, we will try and keep any such periods to a minimum when our Services are unavailable. You agree that we reserve the right to suspend or discontinue the availability of our Services and/or any portion or feature of our Services at any time in our sole discretion and without prior notice.

     

  3. Accessibility:We will try to ensure our Services are accessible to everyone. In case you are having problems accessing the website, then please contact us to see what we can do to help.

     

  1. Compliance: You shall comply with our Terms if you are accessing and using any of our Services that allow you to compares a number of financial, insurance and other products and services, apply for any products, add material (text or image) to our Site or to contact other users of the Site.

     

  2. Decision making: Our Services are intended only to assist you with financial decisions and is broad in scope and do not consider your personal financial situation, which is unique, and the information and advice may not be appropriate for your situation. You shall take reasonable time to check the information on our Site is right for your individual circumstances and be judicious in case you are making any financial decisions. We recommend that before making any final decisions or implementing any financial strategy, you obtain additional information, carry out your own research into the product that is of interest to you and consult your accountant and other financial advisors or qualified professional who can advise based on your individual position.

     

  3. Integrity of your information: You will be required to provide us with Your Information to use our certain Services. You must maintain integrity and ensure all information that you provide us on this Site or any of our Partners for the purpose of accessing or using or availing any of our Services is true, current, complete and accurate.

     

  4. Security of password: You must maintain the security of any password issued to you. It is your full responsibility to maintain the security of that password if our Services require you to create a password to use certain portions of our Services. You acknowledge and agree that we shall not be liable for any loss that you may suffer due to authorized or unauthorized use of your password by a third party.

     

  5. Carefulness: You will reasonably be careful at the time of downloading any of our contents to avoid any damage that may cause to your computer system.

     

  6. Suitability of third-party website: You must ensure suitability of any website that you link to from our Site given that we do not endorse that organization and its modus operandi and contents of that website are beyond our control. Please be informed that when you link to another website you will be bound by the third party's terms and conditions.

     

  7. Notifying us of a breach: You acknowledge and agree to notify us immediately of any unauthorized use of your password or any account that you may have with us, any violation of this Terms, or any other breach of security known to you in connection with our Services by sending an email to: feedback@takabazar.com.

     

  1. You acknowledge and agree that you have no right to use any of our Proprietary Marks. All rights are reserved by us. All coding of our web pages, software used on or within our Services are our intellectual property as the publisher, and will be protected under intellectual property rights law. You have no right to remove, modify, or obscure any proprietary rights notices, which may be contained within or affixed to our Services.

     

  2. The content format of our web pages is (c) copyrighted by Financial Information Network Limited. All rights are reserved, and content may not be duplicated, mirrored, or redistributed without our express written consent, unless explicitly stated otherwise. Our web pages may contain digital signatures to protect our rights under the law.
  1. It is very important for us to understand how our visitors use our Services. Therefore, we will collect information about you. We take the security of your personal information very seriously and provide you with adequate protection.

     

  2. In order to provide a high level of service, we will always act reasonably and in accordance with our privacy and cookie policies. Please take the time to read these policies so you understand exactly what information we collect and why.

We attach great importance to your privacy. Please read our privacy policy to see how we manage the information you share with us.

 

Your access and use of our basic Services are free. However, we may choose to charge fees at any time for our various services and premium features. In such a case, we will notify you of those charges at the time that we offer services and features for a fee. If we notify you of new fees or subsequent changes to fees for a service, then you agree to pay all specified fees and charges plus all applicable taxes for your continued use of the applicable service.

 

  1. All of our Services or products associated with our Services are provided to you in good faith and on an "as is" and "as available" basis. We can't and don't make any representations or warranties of any kind, either expressed or implied, the accuracy, completeness, reliability, merchantability or security of the information, other contents, postings or products posted on our Site, or their suitability for any particular purpose.

     

  2. You acknowledge and expressly agree that you bear sole risk and full responsibility for your own research, decisions, course of dealing or course of performance and that we shall not be liable for taking or not taking any action by you or others based on your use of or reliance on information or other contents provided by us or our Partners or other users of our Services.

     

  3. Before you apply for any products via our Site, we recommend you carefully read the terms and conditions of such products and its providers and ensure the correctness, completeness and accuracy of information submitted by you to the product providers. You acknowledge and agree that before you apply for any product, it is your responsibility to ensure fitness of the product based on your requirements and that you agree to the terms and conditions of the product; and identify and rectify any mistakes or errors in your information held by the product provider.

     

  4. We disclaim any liability for any loss or damage you may suffer or incur in case any product does not meet your requirements, or is not suitable for you; or if any of your information held by the product provider is not correct, complete and accurate; or if it is misleading, or if you have failed to disclose all relevant facts; or if you fail to comply with the terms and conditions. We also disclaim any obligation that our Services will be available on an uninterrupted, timely, secure, or error-free basis or that the Site will be free from viruses or other harmful properties.

     

  5. Without limiting the foregoing, you acknowledge and expressly agree that we are not a financial institution, insurance provider, credit card issuer or other service provider; we are solely an intermediary between you and any such providers.

     

We encourage you to contribute User Generated Content by using our Services through Forums provided that any such contribution must be lawful, harmless, accurate and honest, not for harassing or embarrassing purposes and in accordance with our Terms. Please be informed that neither we nor our partners have control over the User Generated Content’s correctness, truth, accuracy, quality, timeliness, safety or legality. We, however, reserve the right, but not the obligation, to edit or remove any User Generated Content in the Forums, for any or no reason, in our sole discretion. We recommend you apply common sense and caution, and do not rely solely on User Generated Content published in the Forums.

    You acknowledge and expressly agree to indemnify, defend and hold harmless us, our directors, shareholders, officers, employees, agents, representatives and affiliates from and against all claims and expenses, including but not limited to legal fees, liability, damage or loss we may incur as a result of:

      i. your access and use of our Services;

      ii. your access or use of our Services under any password issued to you;

      iii. any breach or violation of this Terms by you;

      iv. your failure to provide accurate, complete and updated personally identifiable information requested or required by us;

      v. User Generated Content that you post or transmit on our Forum;

      vi. any personal injury or property damage caused by you;and

    vii. any of your actions which disrupt access to and/or the functioning of our Services or any breach by you of your obligations under these Terms.
  1. Your feedback makes us better and, therefore, important to us. So please tell us about your experiences of our Services and any idea that makes a difference. You can send email to: feedback@takabazar.com.

     

  2. You shouldn’t reveal any confidential information and/ or trade secrets in your messages to us. Any and all rights to materials submitted to us shall become our exclusive property.

     

  1. We will aim to maintain very high standards in everything we do. Nevertheless, in rare situations, you may feel those standards have not been maintained. We would highly appreciate it if you tell us to help improve our Services. You can send email to: feedback@takabazar.com.

     

  2. If your complaint relates to any of our Partners, we will let you know that we have forwarded your complaint to them and will supply you with their contact details. Our Partners will then reply to your complaint directly.

     

    We reserve the right to update or modify or change these Terms at any time in our sole discretion with or without notice to you. Amendments will come into effect as soon as they are posted on the Site. As a user, it is your responsibility to make sure that you are aware of them, by regularly checking for any changes. Every time you choose to access and use the Site shall automatically be deemed your acceptance of all changes.
    These Terms shall be governed by the laws of Bangladesh and any dispute that has arisen or may arise between you and us will be resolved exclusively in the Courts of Bangladesh. If any dispute arises you should send notification to our designated agent:

Kazi Shahadat Hossain’s Associates
Suite # 203, Shajan Tower - 1
4, Shegun Bagicha, Dhaka – 1000
Bangladesh
Attention: Barrister Md. Hafizur Rahman