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Question

Shuvankar
Shuvankar Das October 28, 2016 at 11:10 pm

Q: General banking

cheque dishonour system

Answer:

  1. User Photo
    Moinul Islam December 12, 2016 at 03:12 am
    You can file suit under section 138 of the Negotiable Instrument Act 1881 to get money of the cheque where cheque is dishonored by the bank for insufficient fund. Steps are following : 1) Cheque must be valid cheque and in order . Cheque must be presented to drawee bank with in 6 months of the date of cheque or with in the validity period. 2) cheque must be dishonored by the bank for insufficient fund. 3) Legal notice will be served with in 30 days from dishonor date of the cheque . Where 30 days will be allowed to the drawer of the cheque to honor the cheque . 4) If the drawer will not honor the cheque after receiving the notice with in 30 days from receipt of notice or from notice date then it will be a criminal offence. 5) A suit shall be filed with in 30 days after the notice period